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Along with sweltering July heat, there were all sorts of things that impacted July’s finances from the Rona down to my spare time which was spent unemployed. Luckily, things look promising on the backside of July. Success tastes like huckleberry lemonade while basking in the views of a glacier at Glacier National Park. Or something like that….

Lather on your sunscreen, BuLL Crew, it’s getting hot in here!

Selling is Better than Spending

I am not particularly good at selling things. I hate the awkward haggling that comes with trying to sell an item you don’t want. If I can help it, I try to pawn this off on Mr. BuLL, he is the king of haggling. I am like the court jester of haggling; funny because its awkward. When I come across a moment that I need to sell something it usually precipitates into books or clothes. It’s one of the few things I consume outside of the typical food and toiletries. This month, I gathered a few items I wanted to banish for cash. Did I get what I was hoping for?  No. I would have liked more but in the end, these offensive items are gone and I have more for my savings account. Cashing in stuff for the win!

You have to be odd to be number one.

– an excerpt from llive, llaugh, llove like a llama (llove this book!)

Free Funsies

Fun can be free. My fun is frequently free. I devour things like going to the library and borrowing books and movies. I also draw a lot and write every day, these activities not only provide a creative outlet and stress release but I also genuinely enjoy them. Bonus Round: These hobbies are various forms of free. I have mentioned, one too many times, how amazing nature is. Hiking is better than 50% of my normal adulting life. Hiking doesn’t have to be in the mountains either, it can be any area where there is more nature than humans like a city park, field, or playground. The goal is to get away from the hassles of adulting but still fall into the free category. Bonus points if it involves some sort of exercise!

July is perfect weather for hiking. The flowers are nodding in agreement...
Hiking in July definitely falls into the “free” and “fun” category.

Transition Time

I quit my job a bit ago to start a new position as a Park Ranger, this month included that transition. It became extra interesting with background check delays. Stupid, Rona! However, I am finally back in the Ranger world and I love it, even if it is very different from how I left it. Luckily, I anticipated a lack of funding, so I saved my leave and sick time from my prior gig which cushioned my finances for this month. Planning makes transitions so much easier and I highly recommend it! Is my type A showing?

Check out my recommendations for all the ways I save!

Lifetime of Earning

Your Money or Your Life gave me the idea to calculate my entire life’s earnings. At first, I groaned like a high schooler at the thought of tabulating my total earnings. After all, that sounds like a lot of work! Well, it was. I used the Social Security website which had all my earnings since I was 14. They are a nosy bunch.  Then I sifted through the crazy prior budgets to find any “extra” earnings from gifts or some other random event. The total surprised me and made me sad. I have earned more than I expected but I have less than I would like to show for it. Boo!

July Fly

In the end, my Expedition Everywhere account is at $3,253 which is $453 over my expected savings rate. This is great considering I had a brief stint in unemployment. I am unsure of what the future will hold for consistency in employment but I will do what I do best. Dust off that type A and get planning. Who knows, maybe someday I will be able to include a blogging income. That. Sounds. Delightful.

What about you, BuLL Crew? How were your finances in July? A bit of a sigh or on the fly?

You got this, BuLL Crew!

4 thoughts on “Why My July Savings was so High

  1. It was an expensive month for me, over $22K wired to Vroom for a car. A 600 mile road trip to South Louisiana for a guided fishing adventure. My first out of town face to face consulting gig since covid. Three cross state tennis team trips. A drainage project for the front yard that was mostly our own labor but did require 80 feet of pvc pipe and fittings. And that’s just what I remember off the top of my head. Tomorrow we head off on a 2,500 mile road trip to Colorado. Lots of spending, but fortunately we invested for decades to let us have unlimited play time for the rest of our lives.

    1. That does sound like an expensive month! Good thing you have plenty of funds to support these endeavors. You’re leading the pack of adulting, Steveark!

  2. One thing I’ve found is that having that well stocked emergency fund removes a lot of the worries that other people presumably have. We don’t have to worry about how to pay the bills or buy food etc if for whatever reason I stop getting paid, and it means we can remain calmer and not as stressed about the situation, financially at least.

    1. Truth, Bill. Having a fully funded emergency account has created more options for us, as a couple. It enhances the decision making process since our options aren’t based in financial fear.

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