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How does a machine know so much about me? We have never met or shared intimate details, yet its flashy words are a siren song to my soul.

How does it know all the right things that I need in my life? It’s certainly has bait I have clicked on!

After watching, The Social Dilemma and being horrified, I’ll be avoiding clickbait as well as cleaning out my social media accounts.

An Instant Financial Amputate

Instant gratification feels amazing but it’s not practical for my finances. There is no golden egg, get rich quick scheme, or rich family member that will get bumped off for the sake of my financial win.

If I want to be successful in my financial goals, it will take effort. Lots of effort.

I prefer the slow and steady method. This method has been a brilliant for my finances. It’s far from the seedy realm of instant gratification and is more like slight adjustments over a long period of time like how a river carved the Grand Canyon.

My current super-savvy-saver applications didn’t develop overnight. I adjusted little behaviors over time until the new behaviors were old habits, then I started with another upgrade.

This method of madness reminds me of how compound interest seems like magic.

Slight upgrades push me closer to my financial goals with a minimal amount of bandwidth. It’s sustainable and requires very little effort – my favorite!

Financial Concentrate

What kind of human do I want to be?

Do I want to be rich? Generous? Frugal? Having a reason for why I am constantly upgrading my habits is important.

My financial reason is opportunities. My favorite types of opportunities are exploring nature, gorging on cultural delicacies, and increasing my knowledge.

That is why I work – to fund values that are important. When I am slogging away on my budget or working overtime, I remember my values. An extra boost of effort now may exponentially increase future opportunities.

A Dream with a Date

I dare to dream big with my finances.

As with anything I hope to accomplish, I start with a plan.

I start broad with a financial dream, fine-tune specifics, and finish with a date.

I’m uninterested in quitting my day job to become a stockbroker because I’m already living a professional dream. My professional career is one piece of the dream collection.

If I want to accomplish my financial dreams with a date (aka a goal), I have to start moving forward with little steps. Coronavirus is a dark reminder of why delaying dreams is unwise.

Confiscate the Click

Since I can’t change my career to increase the speed of my financial goals, and satisfy instant gratification, instead I have to increase my finances by other means.

Mostly, with analogy technology: reading.

I have eased into this with skills I learned from the dialup era.

Employing copious amounts of patience.

I frequent the library and LinkedIn training. I start with a book or course that is really interesting. Then I watch or read 15 minutes every day. This small bit everyday goes much further than trying to byte into an entire book in 3 hours. It’s hard to retain information in short-lived burst.

Avoiding Clickbait

The problem with clickbait is that it tends to excite extreme emotions and is short-lived. Bait rarely has anything that will enhance my goals. This is a bad approach to any endeavor but especially with my finances.

As I continue my relationship with my finances, it will be a slower download from a reliable site versus downloading a virus from a suspicious site that crashes my financial dreams.

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