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As a millennial, I spend the bulk of my time online and I pay for many things online too.
I use PayPal a majority of the time because since I signed up for their cashback Mastercard I get 3% cashback when I use their online portal and 2% on all other purchases. If you use my link to sign up for PayPal, you earn $10 when you spend $5. I like that kind of equation.
Rakuten is a cashback site that will pay for making purchases through their platform or by using their browser extension. I use the browser extension because I don’t always remember to start on their site. Join with my link and you get $30 when you spend $30.
Microsoft Rewards is a free rewards program for doing stuff I already do online. I earn points and rebates when I search on Microsoft Edge and it autofills coupon codes, so I don’t have to scour the web.